Get My FREE ebook: The EXACT 5 Steps To Permanently Get Out Of Debt100% FREE: Download Now!
Get Out Of Debt


How to stop your head from feeling like it is in a debt vice

Start By Getting Out Of Debt

Download Your FREE Ebook Now

These are the EXACT same steps I used to PERMANENTLY get rid of my mortgage, student loans, credit card debt, and auto loan debt.

100% FREE: Download Now
by Paul Kindzia in Health, Personal Finance
August 14, 2018

When you borrow money for the long term you are making some assumptions that often turn out to be false.  You believe your earnings won’t be interrupted for 5 years, or 15 years, or 30 years.  Ask yourself this, how much has the world and economy changed in the last 30 years?  How many jobs 30 years ago are now gone by the wayside?

Do you think a computer, a robot or someone in China or India or anywhere in another region of the world can do your job for a fraction of the price?  There are now 7 billion people on this earth.  Many of them want your job and are willing to do it cheaper, faster, and more efficiently.

What are you going to do with all of your debt that hasn’t been repaid when your job keeps getting squeezed (along with your head in the debt vice?)  Think about it. Do you want to prevent this from happening?  Then get on with a plan to get yourself out of debt. How would you feel right this minute if you found out your job was being cut?  Do you have the funds saved up to cover your expenses, emergencies, and your debt?

Do you have the discipline to stop going deeper into debt? Finance companies are fighting it out to obtain the largest share of your future earnings possible. They also believe your earnings won’t be interrupted for 5 years, or 15 years, or 30 years.

When you borrow money, you are front running earnings.  You are spending money that you haven’t earned yet.  Finance companies are fighting tooth and nail to lend you as much as possible.  They are fighting to acquire the largest share of your future earnings as possible.  They want to own you.  They want to lock up all of your future earnings.

  • Mortgage companies
  • Auto lenders
  • Credit card companies
  • Banks giving you home equity lines of credit
  • Payday loans
  • Brokerage loans

They are all trying to figure out how to lend you as much money as possible while having a good shot at getting paid interest.  You paying down principal makes no real difference to them.  They would rather you just pay the interest only forever and ever, just so long as you don’t miss any payments.

Then they own your ass.  Forever. You in return own Nothing!

Look, you don’t own jack-shit until you get the title or the deed on all of your goodies that you buy.  Boats, cars, RV’s, houses, whatever.  You don’t own them until you make the last payment and all of the interest owed.

Don’t believe me?  Stop making payments and see who really owns the goodies.  The banks own your shit. You are just renting them from the banks until you pay them off.  You are not alone. The stats are staggering on the amount of debt that Americans currently have.

Based on The Federal Reserve Bank of New York’s Household Debt and Credit Report’s Quarterly Report on Household Debt and Credit

  • The total household debt increased by $82 billion (0.6%) to $13.29 trillion in the second quarter of 2018.
  • The total household is now $618 billion higher than the previous peak of $12.68 trillion, from the third quarter of 2008.
  • Mortgage origination’s edged up to $437 billion in the second quarter, from $428 billion in the first quarter.
  • The overall household debt is now 19.2% above the post-financial-crisis trough reached during the second quarter of 2013.
  • Auto loan balances continued their six-year upward trend, increasing by $9 billion in the quarter, to $1.24 trillion.
  • Credit card balances rose by $14 billion, or 1.7%, after a seasonal decline in the first quarter.

Do you want a simpler life?  Do you want to be free?  Do you want to dream about working at a job that you actually enjoy rather than working for some company as their slave?  Here’s an idea –


And guess what? The government doesn’t care one bit.  They just want to make sure that they economy keeps humming along at a pace that doesn’t cause social unrest or motivate people to vote for real change.

You want, you need, you deserve, you are entitled to…  I know, this is ‘Murica.  Land of the free, home of the brave, and guaranteed unlimited shopping opportunities.  It is all fine and dandy until the bill comes in and you have to pay for all the items you were entitled to.

Start today by making small changes and really planning for your future.   Stop spending and start paying off your debt.

Good habits lead to good behaviors.  Good behaviors lead to good decisions.  Good decisions lead to a good life.  Live by principles and choose wisely.

Get your FREE guide now.

Main opt in paul kindzia front cover

These are the EXACT same 5 steps I used to get out of DEBT permanently.

Powered by ConvertKit
Leave a Reply

Your email address will not be published. Required fields are marked *

Download Your FREE Ebook Now

These are the EXACT same steps I used to PERMANENTLY get rid of my mortgage, student loans, credit card debt, and auto loan debt.

100% FREE: Download Now