Get My FREE ebook: The EXACT 5 Steps To Permanently Get Out Of Debt100% FREE: Download Now!
Get Out Of Debt

blog

STEP #1 TO A DEBT FREE LIFESTYLE

Download Your FREE Ebook Now

These are the EXACT same steps I used to PERMANENTLY get rid of my mortgage, student loans, credit card debt, and auto loan debt.

100% FREE: Download Now
by Paul Kindzia in Happiness, Personal Finance
June 7, 2019

Even as a finance guy for decades, it took me a lot of years to fully comprehend the benefits and value of planning and living a DEBT FREE LIFESTYLE.

Sometimes I think the reason I and so many others wanted to resist the idea is because it seemed like an impossible dream or something that could not be accomplished.  It can’t happen quickly.  I takes years (often decades).

Earlier in adulthood we also have a naturally high debt to equity ratio in our households.  It’s not uncommon for younger adults to have the full-monty of debts (I certainly did in my 20’s and 30’s).  These would include;

  • Student loans
  • Credit cards
  • Auto loans
  • Mortgages
  • Home equity lines
  • Personal loans

Making things just a bit more complicated, earnings are usually very robust when we are in our 20’s and 30’s.  It takes a while to figure out how to keep the earnings growing (some never figure that out).  So, we are just left with a pile of debt that seems to never decline or worse yet, slowly keeps creeping up to higher and higher levels.

The first step in being debt free is:

HALTING ALL FUTURE GROWTH OF DEBT

Even the act of making a personal commitment to be debt free is enough to turn the tide for your future as you will no longer go out and take on new loans.  That’s a big but important step.  But it is a step worth taking.

Being debt free isn’t the one and only key to happiness but it certainly creates a situation where you have far less stress, more opportunities for exploration and personal growth, and a much higher margin of safety when things go wrong.

To get more tips on how to get out of debt sign up for your FREE download below: Five Steps To Becoming Debt Free.

Good habits lead to good behaviors.  Good behaviors lead to good decisions.  Good decisions lead to a good life.  Live by principles and choose wisely.

Get your FREE guide now.

Main opt in paul kindzia front cover

These are the EXACT same 5 steps I used to get out of DEBT permanently.

Powered by ConvertKit
Leave a Reply

Your email address will not be published. Required fields are marked *

Download Your FREE Ebook Now

These are the EXACT same steps I used to PERMANENTLY get rid of my mortgage, student loans, credit card debt, and auto loan debt.

100% FREE: Download Now