Fill your brain with some goodness and read some of these recommended articles on debt, investing, health, time management, and other interesting tidbits to give you a leg up in life.
Simplify your life. Find your truth. Work towards your goals.
Debt
- The amount of debt that older Americans are carrying continues to increase (to a massive $3 trillion). Having a good quality life can be increased when you don’t have to worry about financial concerns when your income is most locked in place with little options for increases. Here are three major types of debt Americans take on and how to manage them before retirement – https://www.cnbc.com/2017/11/01/pay-down-these-3-debts-before-you-retire.html
Investments/Valuations
- This article is one of the best reviews of the fragile nature of current markets and the underlying causes of that fragility. It gets into the complex nature of share buybacks, dividends, earnings manipulation, low interest rates and debt, leveraged wealth products (like levered ETF’s), volatility, passive investing, and how all of these factors appear to be pointing towards a perfect storm of investor pain in the future – https://www.marketarmor.com/2017/10/21/in-the-shadows-of-black-monday-volatility-isnt-broken-the-market-is/
- IMF warns again of market crash risks stemming from investors shorting volatility to boost yield. When state pension funds start selling volatility insurance to boost yield in a low interest rate environment, basically taking on huge risks to pocket small premiums, we know we are getting closer to the razor’s edge. – https://www.marketarmor.com/2017/10/31/second-crash-warning-from-the-imf-this-time-its-about-vol/
Health
- 5 Things that are just as bad as smoking. Don’t do these things – http://www.sciencealert.com/5-little-known-things-that-are-deadly-smoking-lonely-sitting-tanning
Happiness
- Harvard’s longest study of adult life reveals how you can be happier and more successful – https://www.cnbc.com/2017/10/31/this-harvard-study-reveals-how-you-can-be-happier-and-more-successful.html