Fill your brain with some goodness and read some of these recommended articles on debt, investing, health, time management, and other interesting tidbits to give you a leg up in life.
Simplify your life. Find your truth. Work towards your goals.
Personal Finance
- If you want the dough, you have to learn to save and save well. Here’s the numbers – How much you have to save per paycheck to be a multi-millionaire – CNBC – https://apple.news/Atfij2fZGS8mibbHRUFbRBg
- This is how much you should have saved by 40 per this source. Only problem is, very few are doing it – Here’s how much you should have saved by 40 – CNBC – https://apple.news/AZ-7AAq2eRMaF-bz9AWBMWg
- Peak earnings for both men and women occurs much sooner than people think. Here’s the stats that prove it. This becomes particularly problematic when many households load up on larger mortgage and auto debt during their final climb to peak earnings while in their 40’s – https://www.cnbc.com/2017/08/17/when-youll-earn-the-most-in-your-career.html
Debt
- $8.6 trillion in debt now at negative interest rates. So if you believe all is well in these financial markets and the global economy, it’s fair to say that you are completely delusional. Everything is fine (unless you actually want to look at things called “facts”) – https://www.bloomberg.com/news/articles/2017-08-14/central-banks-told-to-embrace-negative-rates-as-recession-looms
- Gaming your credit score. How to drive up your score beyond paying your bills on time. Side note: There is no incremental value to having an 850 score over, say, a 760 or 780 – https://www.bloomberg.com/news/features/2017-08-14/obsessives-have-cracked-the-perfect-fico-credit-score-of-850
- Sovereign debt is just as awesome as individual consumer debt. Right up to the point where you realize you can never pay it back and you are so screwed – https://www.bloomberg.com/news/articles/2017-08-09/why-venezuela-struggles-so-hard-to-avoid-default-quicktake-q-a
- S. household debt now at new all-time record highs at the end of the 2nd Quarter of 2017 per NY Federal Reserve. WE NEED MORE DEBT! – https://www.newyorkfed.org/medialibrary/interactives/householdcredit/data/pdf/HHDC_2017Q2.pdf
- Hawaii is good for many things, but particularly good for household debt accumulation. Who knew? – Hawaii’s household debt per capita ranks highest among 50 states – Pacific Business News – https://apple.news/Aw4b4NoqjQDO4a7FJM-CazQ
- This is what happens to your debts after you die – What happens to your debts after you die? – https://apple.news/A7YKhQHYTScGLCyPaMoo7Vw
- Here’s a look at the comical debt crisis in Puerto Rico (not funny if you are a resident of Puerto Rico). The commonwealth with only 3.5 million residents has over $123 Billion in debts and pension obligations (far more than they could ever repay). So what happens when the sh!t finally hits the fan and lenders get burned? They all start suing each other – https://www.bloomberg.com/graphics/2017-puerto-rico-debt-crisis/
Investments/Valuations
- Extreme valuations, historical perspectives, the case for cash, and why you need to manage your retirement distributions carefully over the next 5 years if you want to get out of this one alive – https://realinvestmentadvice.com/5-must-see-charts-for-retirement-distributions/
Health
- How to get over your brain fog without stimulants – http://www.amymyersmd.com/2017/08/whats-behind-brain-fog-banish/
- Obesity-plagued Americans still love their sugar, and tons of it – https://www.bloomberg.com/view/articles/2017-08-10/sugar-is-finally-more-popular-than-corn-syrup-again
Other Interesting Tidbits
- How investors are approaching the future of food and the reasons why – Vegan mafia: food investor network includes Bill Maris, Kyle Vogt – https://www.cnbc.com/2017/08/11/vegan-mafia-food-investor-network-includes-bill-maris-kyle-vogt.html
- An example of the future of urban farming. From farm to the table in less than 24 hours. All natural, all organic, no pesticides, no GMO’s – http://boweryfarming.com/how-it-works
- Apparently, we could all build our own electric cars on the cheap with the help of a YouTube Channel. What body style would you choose? – Two hobbyists built an electric car from spare parts. Now they’re going after a record set by Tesla – https://www.cnbc.com/2017/08/16/the-phoenix-13800-electric-vehicle-more-efficient-than-tesla.html